MKB Investments

The MKB Investments platform positions itself as a popular, sought-after platform. From the reviews it becomes clear: opening a “Personal Account” means getting scammed for money.

There is a whole carload of negative reviews on banki.ru. There were especially many of them in 2021, when the hero of our review decided to pull off a scheme with an IIS.

People who had deposits were asked to divide their capital into two parts. Leave one for interest in a regular deposit. The other one should be invested in an IIS, which will be formed by representatives of the bank.

Many took the bait because they had been using the services of the financial institution for a long time. It turned out to be a huge mistake.

One poor woman, whom MKB Investments scammed into an IIS, discovered a few months after placing the funds: the invested capital had dropped by ₽ 56,000. She was assured: everything would be fine, there was still time, the deposit would grow. They also told me to wait until the end of the year.

The unfortunate woman believed it. The drawdown reached ₽ 97,000. They began to calm her down again. It revealed:IIS open for a full 3 years. Therefore, according to legend, there is time for leveling.

Rating Forex comment: a person was given a portfolio of unprofitable assets without modifying the loss after the start, without informing about the timing of the placement of funds. It is unlikely that this was the initiative of MKB Investment employees. Most likely, the authorities put pressure on them, demanding that IIS be imposed. Everything was done carelessly. Including the selection of investment assets.

People complain about forced investments on investotzyvy.com. One poor guy was encouraged to open an IIS. To others:

1. They sold a regular brokerage account.
2. They immediately began to write off commissions. For opening, maintenance and the like.

That is, the person did not have time to start trading before he found himself in the red.

There are problems with mutual funds:

• participation rate is high;
• It is impossible to withdraw money before the mutual fund ends.

That is, the asset is completely illiquid. Considering how the hero of our review manages IIS, you can’t count on profit.

Dissatisfied people speak out on finotzyvy.com. There are a lot of complaints about unfavorable investment conditions, increased fees, and technical support that cannot put two words together.

MKB Investments will return all your money.Complain to us about divorce and see for yourself. Our lawyers provide free consultations. Rating Forex is your assistant and ally when it comes to scammers.

Terms of cooperation. How to work with MKB Investments?

The MKB Investments platform offers 4 areas of capital investment:

• shares of Russian companies;
• bonds;
• purchase and sale of currencies;
• margin trading.

There is no complete list of tools. You will have to look for information after registering and launching the terminal for trading. Real reviews warn: the range of MKB Investments is meager even compared to other Russian brokers. That’s why some of the data is hidden.

Currencies the broker offers to invest in:

• yuan,
• hong kong dollar,
• turkish lira,
• tenge,
• Belarusian ruble.

Of all, the only liquid is the yuan. It is strictly regulated by the Chinese government. Therefore, you can’t hope for profit from speculation.

Income from bonds is up to 9%. At the same time, the Central Bank interest rate is 16%. Inflation – up to 30%. It is important to understand: you can only lose money on such investments.

Rating Forex warns: the minimum deposit, leverage size, and commissions are not specified. All important specifications are in question. They can only be found out after registration.

PIn addition to the deposit, MKB Investment encourages the use of personal property as collateral. You can’t do that. It will be confiscated, it’s worth going into the red.

Sharashka offers 3 types of accounts:

• “Trader”.
• “Investor”.
• “Universal”.

Commissions for transactions with shares are up to 0.07%, 0.12%, 0.22%, respectively. In “Trader” and “Investor” accounts, they can be reduced to 0.045% due to a turnover of ₽ 50 million or a portfolio of corresponding value.

For “Trader” and “Investor” the over-the-counter market will cost 0.15%. For “Universal” – 0.2%.

All accounts have free service. Honest reviews warn: the sharashka charges commissions for any sneeze. If you choose a premium account, you will have to pay ₽ 50,000 just for service, even without participating in trading.

Registration and regulation

PJSC Moscow Credit Bank was registered in 1992. In 1994, it was bought by Roman Avdeev. At the time of writing this review, the controlling stake was still in his hands.

PJSC Moscow Credit Bank has 3 licenses that give the right to work as a broker:

• broker,
• dealer,
• depository.

Until 2016, there was a license for trust management of securities. But PJSC Moscow Credit Bank refused it. At the same time, it did not stop offering products that involve transferring control into the hands of its specialists.

The company also imposes its own advisor. In theory, it should offer profitable investments. Reviews warn: the result is losses. Rating Forex warns: legality does not prevent the IBC Investments broker from cleaning his pockets.

From the very beginning, the trading platform was focused on individuals and their capital. But support is still mediocre. It’s not even about the size of deposits. Even those who come with millions of capital will not receive normal service.

The methods of replenishment and withdrawal are questionable. The MKB Investments website does not provide specifics. Considering that this is a broker founded by a bank, the emphasis is on bank transfers. The easiest way is to send them from an account in the ICD. Reviews make it clear: even this procedure is accompanied by difficulties.

The client can deposit beans into the account only through the manager. He must process the order independently. There is no automation in sight. This is extremely inconvenient.

There are also problems with withdrawing money. Sometimes capital does not reach the client: it is lost somewhere along the way. Reviews about ICD Investments are filled with complaints not only about problematic withdrawals, but also about replenishment. At least one client who sent money to a trading account never received it. They got lost along the way. The broker blames everything on difficulties with SWIFT.

How MKB Investments are a scamandt for money

There is no talk of an arrogant scammer. The problems boil down to inflated commissions and illiterate support.

The fees come as a surprise. And unpleasant. Lovchila says one thing, but in reality it is completely different. Traders lose a lot.

Managers encouraging investments provide incomplete information about the cost of services. Sometimes the timing of capital placement is hidden. The reason is pressure from above. Ordinary employees are forced to offer all those who have a regular bank deposit to transfer part of their capital into investments. For example, through IIS.

At the same time, no one even tries to put together a portfolio. There are complaints for 2020–2021: people lost a significant part of the funds invested in IIS. This is despite the fact that the MICEX index (that is, the value of the most important shares) was rapidly rising during this period. It was necessary to try very hard for the investment to bring losses.